💡 Creative Financing
Hard Money
Asset-based short-term financing, typically from specialized lenders, secured primarily by the value of the real estate rather than the borrower's credit.
Common Uses
- Real estate investment acquisitions
- Renovation projects
- Fast-closing opportunities
General Characteristics
- Short terms
- Secured by property value
- Fast underwriting and funding
Potential Provider Types
- Hard money lenders
- Private lenders
- Specialty finance companies
Important Considerations
- Higher rates and points
- Loan-to-value limits
- Clear exit strategy required
This information is general and educational only. Eligibility, rates, fees, and terms vary by provider and are determined solely by the provider. Trio does not assess whether you personally qualify for any financing.
Trio Marketplace is not a financial institution, lender, mortgage brokerage or financial advisor. Trio does not provide, approve, arrange or guarantee financing. Financing products and services are provided by independent third-party providers. Eligibility, rates, fees, terms and approval decisions are determined by the applicable provider.