🏗️ Equipment Financing
Capital Lease
A lease structure that functions like a purchase, with the lessee effectively owning the asset and depreciating it.
Common Uses
- Acquiring equipment through a lease
- Spreading the cost of ownership
- Building equity in the asset
General Characteristics
- Ownership characteristics for accounting
- Asset is capitalized and depreciated
- Purchase option at end of term
Potential Provider Types
- Leasing companies
- Equipment finance companies
- Banks
Important Considerations
- Accounting treatment
- Total cost vs. outright purchase
- End-of-term ownership
This information is general and educational only. Eligibility, rates, fees, and terms vary by provider and are determined solely by the provider. Trio does not assess whether you personally qualify for any financing.
Trio Marketplace is not a financial institution, lender, mortgage brokerage or financial advisor. Trio does not provide, approve, arrange or guarantee financing. Financing products and services are provided by independent third-party providers. Eligibility, rates, fees, terms and approval decisions are determined by the applicable provider.