🏢 Real Estate Financing
DSCR Financing
Investment property financing where qualification is based primarily on the property's debt service coverage ratio rather than personal income.
Common Uses
- Acquiring rental investment properties
- Investors with complex income
- Scaling a rental portfolio
General Characteristics
- Qualification driven by property cash flow
- DSCR typically must exceed 1.0
- Less emphasis on personal income documentation
Potential Provider Types
- DSCR lenders
- Investment mortgage brokers
- Specialty finance companies
Important Considerations
- Rental income and expense assumptions
- DSCR threshold requirements
- Rates and reserves
This information is general and educational only. Eligibility, rates, fees, and terms vary by provider and are determined solely by the provider. Trio does not assess whether you personally qualify for any financing.
Trio Marketplace is not a financial institution, lender, mortgage brokerage or financial advisor. Trio does not provide, approve, arrange or guarantee financing. Financing products and services are provided by independent third-party providers. Eligibility, rates, fees, terms and approval decisions are determined by the applicable provider.