Creative Financing Strategies

Structured Financing Strategies

Explore structured creative financing strategies, understand how each works, and connect with independent providers who can help you execute them.

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Trio is a marketplace platform, not a financial institution.

Trio Marketplace is not a financial institution, lender, mortgage brokerage or financial advisor. Trio does not provide, approve, arrange or guarantee financing. Financing products and services are provided by independent third-party providers. Eligibility, rates, fees, terms and approval decisions are determined by the applicable provider.

All Strategies

13 strategies
Featured

Mortgage Assumption

Take over the seller's existing mortgage instead of getting a new one.

Residentiallender, broker
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Featured

Vendor Take-Back (VTB)

The seller extends a loan to the buyer as part of the purchase price.

Residential & Commercialbroker, marketplace
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Seller Financing

The seller acts as the lender, financing the buyer's purchase directly.

Residential & Commercialbroker, marketplace
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Private Mortgage

Mortgage financing from a private lender rather than a bank.

Residentiallender, broker
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Joint Venture

Two or more parties pool resources and share the risks and rewards of a project.

Residential & Commercialconsultant, marketplace
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Agreement of Purchase & Sale with Financing Conditions

A purchase contract structured with financing conditions that protect the buyer.

Residential & Commercialbroker, consultant
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Delayed Closing

Push the closing date out to give the buyer time to arrange financing.

Residential & Commercialbroker, consultant
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Purchase + Refinance Strategy

Buy with short-term financing, then refinance into a long-term loan once stable.

Residential & Commerciallender, broker
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Vendor Financing + Bank Financing

Combine a bank first mortgage with a vendor take-back second to close the gap.

Residential & Commerciallender, broker
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Equity Partnership

An investor contributes equity capital in exchange for an ownership share.

Residential & Commercialconsultant, marketplace
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Lease-Option

Lease a property now with the option to purchase it later at set terms.

Residential & Commercialbroker, marketplace
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Shared-Equity Arrangements

Co-own a property with an investor who shares in the equity and appreciation.

Residentialconsultant, marketplace
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Commercial Mortgage Assumption

Assume the seller's existing commercial mortgage on a commercial property purchase.

Commerciallender, broker
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Trio Marketplace is not a financial institution, lender, mortgage brokerage or financial advisor. Trio does not provide, approve, arrange or guarantee financing. Financing products and services are provided by independent third-party providers. Eligibility, rates, fees, terms and approval decisions are determined by the applicable provider.